Money for Children's Medical Expenses

My blog is focused primarily on cleft palates, cleft lips, and dental care. However, this resource I discovered today, could be beneficial to any child in need of medical care. With the increasing cost of just about everything these days, we can all use a little monetary help. Especially when it comes to paying high costs for proper medical care for our children.

Whether you need help to purchase hearing aids for your child, a new wheelchair or braces, to physical therapy, speech therapy, or extensive surgery to correct an abnormality, financial help is just an application away.

UnitedHealthcare Children's Foundation has medical grants available up to $5,000.00 per child!

Of course there are criteria your family must meet in order to qualify, but it looks relatively simple. If you think you can apply and get the cash in your own pocket, stop here. It doesn't work that way. If approved for a grant, the money will be paid directly to the Health Care Professional upon your submittal of the bills. Basically, they will cover what your insurance won't.

Medicaid, Medicare, and other state or federal subsidized health insurance recipients do NOT qualify for these grants. Also, if your child just recently had surgery, orthodontia work, or other medical services, those services do NOT qualify, just future services. They don't cover past medical expenses. However, if your child has more medical care that will be needed, keep reading.

So who does qualify?

1. The child must be 16 years old or younger AND live in the United States.

2. You or your spouse have commercial health insurance coverage. (For instance, you have health coverage through your employer with BCBS, Aetna, etc. Health Insurance that you pay for directly because your self-employed, a sole propietor. Health Insurance provided to city, state, federal, and government employees. All of these qualify.)

3. Your family's total AGI on your most recent tax return, is less than $20,000 PER family member. (For instance, if your a family of 4, your AGI can not exceed $80,001.)

4. Your child resides with you at least 51% of the year AND they were listed on your most recent tax return as your dependent. (This would probably only be an issue for a divorced couple who shares custody. If this is the case, you would need to submit your current tax return and the last return that you were able to claim the child as a dependent.)

5. If the above are met, they will also take into consideration the severity of the child's illness, the potential to improve the child's quality of life, and the financial burden the expenses would cause the family......right down to the copays.

So if you or someone you know might benefit from a grant, go apply today! What do you have to lose? You may just get the little boost you have been waiting for to proceed with a medical necessity for your child.

For more information or to apply, click here:

http://www.uhccf.org/apply.html